HarborLife Home Insurance Rates
It is imperative to you, your family, and your home to have homeowners insurance. Without the proper homeowners insurance you are leaving your home financially unprotected in the event of vandalism, home invasion, and natural cataclysms such as hurricanes.
Types of coverage offered in a standard homeowner’s policy include the following:
Dwelling – This section of your home insurance policy covers the cost to replace any damaged structural components of your home. It protects you against any damage obtained from events such as a hurricane, hail, lightening or fire. Additional policies may be added to protect your home against other events like floods and earthquakes.
Other Property Structures – Covers any additional building or structures on your property such as a separate garage or shed.
Personal Property – Protects your personal items in the event of those items being stolen in a home invasion or damaged by way of fire or natural disaster. Personal items would include furniture, clothing, jewelry, sporting equipment etc.
Loss of Use – This type of coverage provides you and your family with living expenses such as, hotel stays and dining out bills, in the event that you are not able to live in your home due to claim.
Personal Liability Protection – In the event that you, a covered family member or pet is charged in a lawsuit for bodily injury or property damage this part of your insurance covers the expenses.
Medical Payments – Covers any medical expenses from bodily injuries that occurred on your property that may hold you accountable if there is no lawsuit against.
Owner Occupied, Second/Vaction Homes and Investment properties are accepted - All dwelling types traditional or non-traditional, Single family, Multi-family, Condos/Lofts, Mixed-use/Commercial.
All roof and construction types - single and blanket (multi-property) policies are available.
Obtain an insurance quote for your home here from the professionals at HarborLife. You may use our online quoting system or call 888-398-5051 to speak with a quoting specialist. Remember at HarborLife we are here to safely harbor all your life's treasures.